About damg16

I have been representing clients of all types for over 20 years, working with personal injury clients, representing people before numerous Municipal courts throughout Bergen, Essex, Morris, Union, and Passaic Counties and assisting persons in the Superior Court in complex litigation throughout the state.

How Can I Repair My Credit after Declaring Bankruptcy?

By | August 15th, 2017|Bankruptcy|

Bankruptcy can be an effective financial tool for individuals who have accumulated more debt than they can reasonably pay off, but there are some drawbacks of filing. One of the biggest disadvantages of declaring bankruptcy is the effect that it will have on your credit; however, by making a few smart financial decisions, you can begin repairing your credit immediately after filing. […]

How Long Will Bankruptcy Remain on My Credit Report?

By | August 8th, 2017|Bankruptcy|

Bankruptcy can be an effective financial tool for individuals who are facing an overwhelming amount of debt, but those who are thinking about filing should consider all of the drawbacks first. For example, having bankruptcy on your credit report can inhibit you from securing loans for a reasonable rate for several years after you file. […]

How Can I Help My Child Succeed Academically?

By | August 1st, 2017|Special Needs Law|

All parents should take an active and engaged role in their children’s education, but doing so can be challenging, especially if you already feel like there are not enough hours in the day. If you have a child with special needs, it is particularly important to follow his or her academic progress because at the end of the day, it is up to you to serve as your child’s education advocate. […]

What Is an Automatic Stay?

By | July 20th, 2017|Bankruptcy|

If you’re behind on your mortgage, car loan, or credit card bill, you’re probably receiving aggressive phone calls and letters from your lender demanding immediate payment. This is the standard protocol for creditors, but in most cases, it only serves to stress out their debtors even more. […]

What Are My Rights Regarding Car Repossession?

By | July 19th, 2017|Bankruptcy|

If you are behind on car payments, you may be worried about the lender repossessing your vehicle. You may have even heard horror stories about people who lost their cars while attending a funeral or watching their child’s baseball game. […]

Operation ChillOut – Annual Golf Outing

By | July 7th, 2017|Uncategorized|

Operation ChillOut Annual Golf Outing Tuesday July 25, 2017. Play a round of golf and help a homeless veteran. The event will be hoted by Crystal Springs Resort (Black Bear golf course). For more information, sponsorship opportunities and to register, click on the Operation ChillOut image below.        

What Is a Special Needs Trust?

By | June 21st, 2017|Special Needs Law|

If your child has special needs, it is essential that you plan for his or her future should anything ever happen to you. When someone inherits significant assets, though, it can affect eligibility for benefits like Medicaid and Supplemental Security Income. […]

Can I Declare Bankruptcy More Than Once?

By | June 16th, 2017|Bankruptcy|

Most Americans who file for bankruptcy do not do so as a consequence of poor spending habits. Rather, they find themselves facing an insurmountable pile of debt because of unforeseen circumstances that were totally out of their control. […]

What Is Chapter 20 Bankruptcy? Insights from a New Jersey Bankruptcy Lawyer

By | June 5th, 2017|Bankruptcy|

If you are considering bankruptcy, you have two options as an individual: Chapter 7, which will essentially eliminate your unsecured debt, or chapter 13, which will reorganize most or all of your debts into a more manageable payment plan. […]

Can I Declare Bankruptcy More Than Once? Insights from a Bankruptcy Lawyer in New Jersey

By | June 5th, 2017|Bankruptcy|

Most Americans who file for bankruptcy do not do so as a consequence of poor spending habits. Rather, they find themselves facing an insurmountable pile of debt because of unforeseen circumstances that were totally out of their control. […]

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