About damg16

I have been representing clients of all types for over 20 years, working with personal injury clients, representing people before numerous Municipal courts throughout Bergen, Essex, Morris, Union, and Passaic Counties and assisting persons in the Superior Court in complex litigation throughout the state.

What Information Should My Child’s IEP Include?

By | April 24th, 2017|Special Education, Special Needs Law|

An Individualized Education Program (IEP) is a document that details a child’s special education needs and goals. Every child who is enrolled in a special education program must have an IEP. […]

Disability Advocates Fight to Block Resolution That Could Reduce Quality of Special Education Programs

By | March 22nd, 2017|Special Needs Law|

A resolution that would deregulate special education programs has already passed the House of Representatives and will come before the Senate any day now. According to Disability Scoop, opponents of the resolution argue that rescinding the Obama-era regulations would reduce the accountability of school districts to accommodate the needs of children with disabilities. […]

Disability Programs Face Uncertain Future under Trump’s Proposed Budget Plan

By | March 22nd, 2017|Special Needs Law|

The White House recently released its budget plan, nicknamed the “skinny budget,” which proposes significant cuts to non-defense discretionary programs that benefit people with developmental disabilities. The 62-page plan outlines President Trump’s fiscal priorities in 2018. It calls for increases in spending for homeland security and defense, as well as funding for a wall along the U.S.-Mexico border; however, it proposes cuts to transportation and housing programs, education, and medical research. […]

4 Tips to Help You Save Money on Student Loan Repayments

By | March 17th, 2017|Bankruptcy|

In 2016, the average student loan debt rose 6 percent to $37,172. About 44 million Americans have student debt, many of whom cannot afford their monthly payments. […]

How Is Filing for Chapter 13 Bankruptcy Different from Using a Debt Consolidation Service?

By | March 16th, 2017|Bankruptcy|

Although the number of new bankruptcy filings decreased by 6.9 percent in 2016, according to United States Courts, millions of Americans still struggle to pay their bills every month. It is always stressful to fall behind on a mortgage, vehicle payment, and other bills, but you have options if you are in this situation. […]

4 Factors to Consider When Choosing Between Chapter 7 and Chapter 13 Bankruptcies

By | March 6th, 2017|Bankruptcy|

If you are facing overwhelming debt or foreclosure proceedings, bankruptcy might offer a path to financial stability. Unless you own a corporation, partnership, or sole proprietorship, you will probably have to choose between filing chapter 7 or chapter 13 bankruptcy. […]

What If a Child Has Special Needs and the Parents Do Not Agree with the Individualized Education Program?

By | February 27th, 2017|Special Education|

Schools in the United States are required to make reasonable accommodations for children with special needs to ensure they receive the same quality of education as other kids. Children who qualify for services under the Individuals with Disabilities Education Act (IDEA) may be entitled to physical therapy, language and speech therapy, occupational therapy, and an aid to assist in the classroom. […]

Bringing a Positive Mindset to Bankruptcy

By | February 23rd, 2017|Bankruptcy|

3 Reasons to Hire an Attorney When Filing Chapter 13 Bankruptcy in New Jersey

By | February 20th, 2017|Bankruptcy|

Also called the “wage earner’s plan,” Chapter 13 of the United States Bankruptcy Code enables debtors to propose a payment plan that would allow them to get current on their debts without selling their assets. Filing chapter 13 is a major financial decision that comes with certain advantages and obligations. A bankruptcy attorney can evaluate your situation, determine if you are a good candidate for chapter 13 bankruptcy, and help you avoid delays and other complications. […]

What Are the Eligibility Requirements of Filing Chapter 13 Bankruptcy?

By | February 13th, 2017|Bankruptcy|

Chapter 13 bankruptcy, also called the “wage earner’s plan,” has many advantages over chapter 7 bankruptcy. For example, as UScourts.gov explains, filing chapter 13 bankruptcy will put a hold on a  foreclosure proceedings. If you have fallen behind on your mortgage but you have the means to get current on your payments over time, filing chapter 13 bankruptcy may be a smart decision, provided that you can remain current going forward. […]

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