What If a Child Has Special Needs and the Parents Do Not Agree with the Individualized Education Program?

By |2017-08-31T20:42:39+00:00February 27th, 2017|Special Education|

Schools in the United States are required to make reasonable accommodations for children with special needs to ensure they receive the same quality of education as other kids. Children who qualify for services under the Individuals with Disabilities Education Act (IDEA) may be entitled to physical therapy, language and speech therapy, occupational therapy, and an [...]

3 Reasons to Hire an Attorney When Filing Chapter 13 Bankruptcy in New Jersey

By |2017-08-31T20:42:39+00:00February 20th, 2017|Bankruptcy|

Also called the “wage earner’s plan,” Chapter 13 of the United States Bankruptcy Code enables debtors to propose a payment plan that would allow them to get current on their debts without selling their assets. Filing chapter 13 is a major financial decision that comes with certain advantages and obligations. A bankruptcy attorney can evaluate [...]

What Are the Eligibility Requirements of Filing Chapter 13 Bankruptcy?

By |2017-08-31T20:42:39+00:00February 13th, 2017|Bankruptcy|

Chapter 13 bankruptcy, also called the “wage earner’s plan,” has many advantages over chapter 7 bankruptcy. For example, as UScourts.gov explains, filing chapter 13 bankruptcy will put a hold on a  foreclosure proceedings. If you have fallen behind on your mortgage but you have the means to get current on your payments over time, filing [...]

What Are the Advantages of Filing Chapter 13 Bankruptcy?

By |2017-08-31T20:42:39+00:00February 6th, 2017|Bankruptcy|

Chapter 13 of the United States Code (often referred to as the “Bankruptcy Code”) gives debtors the opportunity to propose a financial plan that would allow them to pay back all or a portion of their debts to creditors. It is also called the “wage earner’s plan” because a person must have a steady income to [...]

What Are the Alternatives to Filing Chapter 7 Bankruptcy?

By |2020-06-15T13:35:58+00:00February 6th, 2017|Bankruptcy|

Chapter 7 is the most common form of bankruptcy in the United States. Also called “liquidation bankruptcy,” chapter 7 involves the sale of a debtor’s non-exempt assets to repay creditors. These may include your second car, musical instruments, family heirlooms, your second home, cash, bonds, stocks and other investments. […]

What Is an Individualized Education Program (IEP)?

By |2017-08-31T20:42:40+00:00February 6th, 2017|Special Needs Law|

The Individuals with Disabilities Education Act (IDEA) is a piece of legislation that was enacted to give children with disabilities the same educational opportunities as students who do not have disabilities. IDEA was formerly called the Education for All Handicapped Children Act (EHA), which was enacted in 1975. Congress changed the title when it reauthorized [...]

Exempt vs. Non-Exempt Assets: What’s the Difference?

By |2020-06-15T13:33:28+00:00February 2nd, 2017|Bankruptcy|

If you file chapter 7 bankruptcy, also called “liquidation bankruptcy,” your non-exempt assets will be sold to repay your creditors. However, as UScourts.gov explains, you cannot be forced to liquidate your exempt assets. […]

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