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Bankruptcy Law & Special Needs IEP
Attorney in Livingston, New Jersey

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Stuart M. Nachbar

Attorney at Law

Attorney Stuart M. Nachbar fell in love with the law at a young age. He's a former municipal prosecutor who now defends people before New Jersey municipal courts in a variety of legal matters, from traffic tickets to disorderly conduct and other violations. With over 25 years of experience encapsulating numerous areas of law, our firm's trusted attorney primarily focuses on helping people find financial freedom through bankruptcy and seek equality for students with diagnoseable special needs within the school system. If your New Jersey family could benefit from an Individualized Education Program tailored to your child with special needs, it doesn't matter which side of the state you're on — Stuart will help you advocate for your child.
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Chapter 7 Bankruptcy


People often associate bankruptcy with shame and failure, but that's simply not the case. No matter how hard you work, financial hardship can still find you. If your debt is overpowering your current income, Chapter 7 Bankruptcy may be your ticket to a fresh start. We find that Chapter 7 is a great filing option for households with limited equity in their property and qualify under the federal exemptions. But, whether or not you qualify for Chapter 7 Bankruptcy in New Jersey depends on many factors. If you're considering filing for bankruptcy, it's important that you speak with an attorney before taking action. Call us today.

Chapter 13 Bankruptcy


Everyone's financial portfolio is different, so it's crucial to understand the different pathways to relief before deciding which chapter to file under for bankruptcy. Our knowledgeable attorney can evaluate your current situation and advise if Chapter 13 Bankruptcy is a promising path for you. This filing option allows debtors to propose a timely repayment plan to the court. If approved, creditors cannot take legal action against you, foreclose your house, or repossess any vehicles. Reach out to our office in Essex County, New Jersey, and learn how we can help guide you while you plan for a brighter financial future.

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Blog

Explore our blogs for essential information on bankruptcy, disability advocacy, IEPs, and more.

New Chapter 7 Median Income Levels as of November 1, 2022

If you are trying to decide, before you speak with a lawyer, if you can qualify for a Chapter 7, the first thing you need to know is what is your “Household Income”. Household income is defined in the United States Bankruptcy Code as all income from your employer is included—all gross wages or salary, as well as any tips, overtime, shift differentials, and commissions, WITHOUT subtracting any tax or other deductions.

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Getting Ahead Of Your Debts, Is Bankruptcy An Option? Call And Let’s Talk About It.

According to the Federal Reserve Bank of New York, Americans added $312 billion in debt during the second quarter — an increase that New York Fed researchers called ‘pretty sizable.’

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What Affects Your Credit

Many people wonder what actions they take effect their Credit? What can they do to raise a Credit Score?

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Serving New Jersey
for the Past 10 Years

At the Law Office of Stuart M. Nachbar, P.C., we're devoted to helping reshape people's futures through positive, essential advocacy. As a father of a child with a disability, Attorney Nachbar commits a large part of our practice to special needs law, helping establish Individualized Education Programs (IEP) with families and academic officials throughout New Jersey so that children everywhere in the state can receive the quality schooling and support they're entitled to. Creating an IEP with our attorney will consist of outlining goals, school schedules, and special accommodations all completely catered to your child. Contact us now to get started and set up a free consultation.

In addition to advocating for students and children with disabilities across New Jersey, our attorney offers reliable legal guidance for local residents throughout Essex County and the rest of the state who are looking to recover from physical and financial hardships. We work with clients who seek to file for bankruptcy and who have fallen victim to personal injury accidents. No matter what challenge you are facing, our experienced and compassionate attorney is here to help you move past it. We serve people in and near Union County, Morris County, Passaic County, Bergen County, and Warren County, New Jersey. Enforce your rights to freedom and well-being and reach out to us today.